Physician Mortgage

Only available to existing or soon-to-be MDs DOs, DDSs, DPMs, DCMs, ODs and DMDs

WHAT IS A PHYSICIAN MORTGAGE?

Physician mortgage loans are available for medical professionals, recent med-school graduates, doctors, and other healthcare professionals. This loan type takes the borrowers' earning potential in their career position into consideration rather than their financial history.

Recent med-school graduates, doctors, and dentists in the early stages of their careers have expenses such as student loan debt, and their past work history may not reflect their earning potential. Their financial history can make it difficult or impossible to qualify for a traditional mortgage.

 

Physician Mortgage Program Details for Oklahoma:

• 100% Financing - No Money Down
• No PMI means a lower monthly payment
• Closing Costs up to $10,000 May Be Financed
• Deferred student debt may be excluded from DTI
• Pending Employment Contracts Acceptable
• Refinance Options Available
• 100% financing up to $1,000,000
• 97% financing up to $1,250,000
• 95% financing over $1,250,000

Need help answering questions like, "How much will my monthly mortgage payments be?" Use our calculators to easily find out the answers that apply to your physician's home mortgage. 

This is not a commitment to lend; you must submit additional information for review and approval. Rate, Annual Percentage Rate (APR), and terms are subject to change without notice. See your Loan Officer for complete program guidelines, costs, fees, and annual percentage rates (APRs).