SET ASIDE FUNDS NOW TO GUARANTEE YOURSELF A SOLID RETURN IN THE FUTURE.

APY = Annual Percentage Yield. Rates are effective as of June 1, 2024.


Kasasa Cash* Learn More

Balance Minimum Opening Deposit Rate APY
0 - $25,000 $50 5.83% 6.00%
$25,000+ $50 0.49% 6.00% to 1.60%
All balances if qualifications not met $50 0.05% 0.05%

*Qualifications

Just do a few simple things you're probably already doing. Enrollments must be in place, and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • At least 1 ACH credit or ACH payment
  • Be enrolled in and agree to receive eStatements

And if you don't meet these qualifications, your account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Fees may reduce earnings. Rates may change without notice.

Kasasa Saver‡ Learn More

Balance Minimum Opening Deposit Rate APY
0 - $100,000 $50 1.98% 2.00%
$100,000+ $50 0.49% 2.00% to 1.25%
All balances if qualifications not met $50 0.05% 0.05%

 Qualifications

Qualifying for your Kasasa Cash® or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • At least 1 ACH credit or ACH payment
  • Be enrolled in and agree to receive eStatements

And if you don't meet these qualifications, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Fees may reduce earnings. Rates may change without notice.

Money Market Learn More

Balance APY Rate
$1,000.00 - $24,999.99 1.70% 1.69%
$25,000.00 - $49,999.99 1.80% 1.78%
$50,000.00 - $99,999.99 2.15% 2.13%
$100,000.00 - $249,999.99 2.50% 2.47%
$250,000.00 - $499,999.99 2.65% 2.62%
$500,000.00 - $999,999.99 3.05% 3.00%
$1,000,000+ 3.25% 3.20%

The minimum balance to open an account is $1,000.00.

Interest Rates are subject to change. Subject to fees, which may reduce earnings on the account.

Certificates of Deposit Learn More

Term APY* Rate
28-Day Promo CD 1.70% 1.69%
6 Month CD 4.50% 4.41%
12 Month CD (also IRA) 5.25% 5.13%
24 Month CD (also IRA) 4.15% 4.07%
36 Month CD 3.00% 2.96%
60 Month CD 3.00% 2.96%

Annual Percentage Yield (APY) is subject to change without notice. A $2,500.00 minimum deposit balance to open and obtain APY. Substantial penalty for early withdrawal. APY assumes the principal and balance remain on deposit for the certificate term.

Freedom Checking Learn More

Balance APY Rate
$100.00 - $4,999.00 0.50% 0.50%
$5,000.00 - $24,999.00 0.75% 0.75%
$25,000+ 0.80% 0.80%

The minimum deposit to open an account is $50.

Interest Rates are subject to change. Fees may reduce earnings.

Savings (Personal & Business)

Minimum Balance to obtain disclosed APY APY Rate
$50.00 0.90% 0.90%

The minimum deposit to open an account is $50.

Interest Rates are subject to change. Subject to fees, which may reduce earnings on the account.