Build a custom home. Building your dream home can be an exciting project, but it requires a significant financial investment. A construction loan is a short-term financing option that provides funds to a borrower in installments as they progress through each phase of the construction process. 

This type of loan is particularly helpful if you need to build your home from the ground up, as the funds are dispersed at various stages of the construction process has been completed. A common misconception is that a construction loan is the same as a traditional mortgage, but the two differ significantly regarding how they work and eligibility requirements.


Program Advantages:

  • Loans for new home construction

  • Lot financing may be included

  • 80% or lower of cost or appraised value

  • Available in Texas and Oklahoma

  • Up to $1,000,000 loan amount

  • Primary residence only


Certain restrictions apply on all programs. See your First Liberty Bank Loan Officer for complete program guidelines, loan application, applicable fees and annual percentage rates (APR’s) for all loan programs. Full underwritten approval is required and all loan approvals are subject to credit, income and asset review and approval.

Loans for new home constructions. Finance the home you want to live in and build it from the ground up.