Investment Property

GROW YOUR INCOME AND SUPPORT OKLAHOMA RESIDENTS AND BUSINESSES WITH AN INVESTMENT PROPERTY LOAN

FLB Mortgage is your one-stop shop for investment property financing in Oklahoma.

WHAT IS AN INVESTMENT PROPERTY LOAN?
An Investment Property Loan in Oklahoma City is a unique 30-year Fixed or Adjustable-Rate loan available to investors. This loan can be used for 1-4 family units that the owner can rent out for income or buy to flip and resell. An investment property is not the borrower's primary residence.

WHAT TYPES OF PROPERTIES CAN BE PURCHASED WITH AN INVESTMENT PROPERTY LOAN?

• Single-family homes
• Multi-family homes – duplexes or triplexes
• Condominiums and Townhomes
• Mobile or Manufactured homes

WHAT ARE THE BENEFITS OF BUYING INVESTMENT PROPERTIES?
Ability to Scale
Investors can use cash-out refinances to convert the current property's equity to cash to acquire additional cash-flowing assets.

Increase Cash Flow
Borrowers can use buy-downs to put more money down at the time of purchase to lower the interest through the life of the loan, generating more cash flow each month.

Quick Execution
Investment property buyers can use HELOCs for quicker access to funds to cover down payments or to fix and flip properties for resale.

Maintain Flexibility
Investors can use prepayment to stay nimble as the market fluctuates to capitalize on refinance opportunities and take advantage of lower interest rates.

WHAT DO INVESTMENT PROPERTY LOANS OFFER?

• Ability to finance more than 10 properties
• Available for 1 to 4-family properties
• For professionals as well as “mom & pop” investors
• Debt Service Coverage & Bank Statement Programs available
• Available to applicants with credit score as low as 620
• Ability to purchase, refinance, or cash-out

_{This is not a commitment to lend; you must submit additional information for review and approval. Rate, Annual Percentage Rate (APR), and terms are subject to change without notice. See your Loan Officer for complete program guidelines, costs, fees, and annual percentage rates (APRs).}