Make your money work for you. Earn tiered interest that scales with the size of your balance.


Key Features

  • Competitive, Tiered Rates
  • 10 Free Checks
  • Digital Banking
  • Earn tiered interest, rewarding larger balances with higher rates1
    • Minimum balance of $100 required to earn interest
  • Avoid the $12 monthly service charge by maintaining a $1,500 minimum average collected balance
  • 10 free temporary checks; 50¢ each thereafter
  • Free digital banking services, including:
    • Free online banking & bill pay2
    • Free mobile banking with mobile deposit
    • Free E-Statements
  • Visa® debit card available on approval
    • Unlimited POS and FLB ATM transactions
    • 5 free non-FLB ATM transactions per statement cycle; $1.25 per ATM transaction thereafter
    • $5 replacement fee
  • $30 per paid overdraft item3
  • $30 per return overdraft item3
  • Free Liberty Link service
  • $50 minimum deposit to open

1Interest Rate Fees may reduce earnings. Interest rates are subject to change.

2A non-usage fee of $5.95 a month will be applied to your account if you do not use the service for 3 consecutive months.

3Please Note: Paid Item Fees and Return Item Fees apply to items created by check, in person withdrawals and electronic means. Inadvertent overdrafts caused by ATM and one-time debit card transactions are excluded.