Heather Howerton
VP Mortgage Banking Officer
NMLS# 408801

Phone: 405.252.4465 or 405.210.7651
Email: [email protected]

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Heather Howerton brings over 32 years of banking experience, with the past decade dedicated to private mortgage banking. She began her career in 1993 as a mortgage loan processor and steadily rose into leadership positions. Throughout her career, Heather has received recognition for her outstanding contributions to both local and national mortgage and private banking.

A proud Oklahoman, Howerton graduated Magna Cum Laude from Oklahoma City University with a BS in Finance. She also holds a Master’s certification from the Institute of Mortgage Lending and recently earned an Associate's Degree in Paralegal Studies.

Howerton has served in significant leadership roles, including as President of the OKC Mortgage Bankers Association and the Oklahoma City chapter of the National Association of Professional Mortgage Women. She is currently a board director for Neighborhood Services Organization (NSO), which celebrated its 100th anniversary in 2020. In addition, Heather has volunteered with the Oklahoma Innocence Project and Bella SPCA.

Now in her 8th year with the bank, Heather was recently promoted to Vice President of Mortgage Lending. She balances her professional achievements with spending quality time with her 3-year-old daughter.


Bryan Pregler
Mortgage Loan Officer - OKC
NMLS# 1121605

Phone: 405.252.4460 or 405.420.5380
Email: [email protected]

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Bryan Pregler has been in the home mortgage industry for over ten years. He has worked in all market conditions, helped first-time home buyers realize the joy of homeownership, and helped long-standing customers purchase their dream homes.

He has enjoyed working in the Oklahoma City market for the last five years, bringing a customer-oriented experience that makes you want to be a customer for life.

Bryan is very involved with his three young daughters and wife of 15 years. They are very active with their church, as well as with youth t-ball and soccer. They often spend the fall cheering on the University of Oklahoma on game day Saturdays in Norman.


Corian Smith
Mortgage Loan Officer - OKC
NMLS# 2505866

Phone: 405.608.1046 or 580-273-7467
Email: [email protected]

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Meet Corian, your dedicated home lending partner who is turning the dream of homeownership into reality for countless families in our community. After graduating from Oklahoma State with a BBA in Finance, she began working at First Liberty Bank in 2020. Corian started her career in the Treasury Management department and quickly found her true calling as a home mortgage lender.

She is an active member of the community, and her career has been celebrated with numerous awards, including First Liberty Bank's Annual Quality Service Award and the Oklahoma City Young Professionals 2021 New Member of the Year Award. She was recognized as a NextGen under 30 Oklahoma award winner in the Finance Category and selected as an honoree for the Journal Record's Power 2024 Women in Accounting and Finance. Corian enjoys serving with organizations such as the Northwest OKC Chamber, the OKC Chapter of the Accounting and Financial Women's Alliance, Oklahoma City Young Professionals, Cavett Kids, and the Edmond Board of Realtors.

Corian combines her deep knowledge and expertise to serve you with tailored solutions. Whether you're stepping into the market for the first time or a seasoned investor, Corian is here to smooth out the mortgage process, making it seamless and hassle-free for you. With her client-first approach and unwavering support every step of the way, Corian is your key to unlocking the door to your new home.

She and her husband make their home in Edmond, Oklahoma and enjoy traveling, spending Saturdays in the fall at university football games, and spending time with their dogs.


Joe Thompson
Mortgage Loan Officer - Norman
NMLS# 849935

Phone: 405.608.1947 or 303.888.9131
Email: [email protected]

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First Liberty Bank welcomed Joe Thompson to the mortgage lending team in Oklahoma City as a mortgage loan officer in September 2020. In August 2021, Joe relocated to First Liberty Bank's Norman Branch to provide mortgage services to the Norman and South Oklahoma City communities. Having been raised there, Joe loves Norman and is excited to be back in the town where he grew up and went to high school. "Joe knows mortgage banking inside and out, and his experience will serve our First Liberty Bank clients well," said Joey Root, Bank President & CEO.

Joe serves in a variety of ways in the community. As an active affiliate member of the Norman Board of Realtors, he was awarded 2023's Affiliate of the Year award. He also serves the community by coaching youth sports, volunteering with local non-profits, and is a board member and Vice President of the Harrah Education Enrichment Foundation. Joe and his wife, Laila, have four amazing children; the animal-loving family has two dogs and three cats. His hobbies include camping, kayaking and fishing.

As your local lender, Joe is dedicated to making the dream of home ownership a reality for families in our community. With personalized service, competitive rates, and a commitment to guiding you every step of the way, he is here to unlock the door to your new home. With over 20 Years of experience in the industry, Joe brings a wealth of knowledge and expertise to the table. Specializing in helping families navigate the complex world of home financing, Joe is committed to providing personalized solutions tailored to your unique needs. From first-time buyers to seasoned investors, he is committed to making the mortgage process smooth and stress-free. 

Feel free to contact Joe for a consultation or to explore the mortgage options available for your needs.


Stephyn Stancle
Mortgage Loan Officer - OKC
NMLS# 2687855

Phone: 405-252-4468 or 214-870-9366
Email: [email protected]

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Whether seeking to buy a first home, refinance, or invest in Oklahoma City or Edmond, Stephyn Stancle is a dedicated Mortgage Loan Officer at First Liberty Bank, committed to making clients' homeownership dreams a reality.
 
Born and raised in Edmond, Oklahoma, Stephyn combines deep local insight with years of mortgage lending expertise to guide clients through the process. Stephyn's goal is simple: to deliver clear communication, expert guidance, and a stress-free experience from pre-approval to closing.
 
Mortgage Lending Focus:
  • First-Time Home Buyers: Expert guidance for your initial home purchase.
  • Refinancing: Helping you find the best rates and terms to save money.
  • Investment Property Loans: Strategic financing for growing your portfolio.
  • Local Oklahoma Real Estate: Specialized knowledge of the OKC Metro and Edmond markets.
Stephyn believes securing a home loan should be an exciting milestone, not a stressful hurdle. Stephyn works with clients to secure the perfect financing solution, allowing them to focus on moving into their new home.
 
While passionate about helping clients navigate the world of home loans, Stephyn's life outside the bank is centered on family and balance. Stephyn is often found chasing after two wonderful boys, Spears and Sterling, exploring local bounce houses, enjoying the outdoors, and taking memorable trips to see Mickey Mouse and the crew.
Stephyn is a firm believer in a balanced life: fitness keeps her grounded, and she enjoys trying new restaurants in OKC, decorating spaces, and creating meaningful moments with family and friends.
 
Ultimately, helping people—whether it's securing their perfect home, planning life's milestones, or celebrating big moments—inspires Stephyn every day.
 
Stephyn welcomes the opportunity to be a part of your journey to homeownership.