The VA Loan has many advantages that make it one of the most appealing paths to homeownership.

This great benefit is reserved exclusively for those who bravely served our country and select military spouses.

A VA loan is a mortgage loan backed by the U.S. Department of Veterans Affairs (VA) and is available to eligible military members, veterans, and surviving spouses. These loans offer more accessible credit and a lower interest rate than conventional loans. VA loans are designed to help homeownership become more achievable for those who have served their country.

To be eligible for a VA loan, you must meet one of the following criteria: 

  • Served 90 consecutive days of active service during wartime
  • Served 181 days of active service during peacetime
  • Completed at least six years of service in the National Guard, Reserves, or the Coast Guard
  • Surviving spouse of service member who died in the line of duty or as a result of a service-related disability


Certain restrictions apply on all programs. See your First Liberty Bank Loan Officer for complete program guidelines, loan application, applicable fees and annual percentage rates (APR’s) for all loan programs. Full underwritten approval is required and all loan approvals are subject to credit, income and asset review and approval.


his product has many advantages and makes it one of the most appealing paths to homeownership. Service members and Veterans can benefit from cost savings under qualification requirements designed specifically for members of the military.