Key Features

  • Competitive Rates
  • Local Processing
  • Quick Decisions


Commercial Loans, also referred to as Business Loans, are specific types of loans used for business financing needs. There are different types of commercial loans for different types of business needs and purchases. Commercial loans can include options for financing real estate property, commercial or office equipment, start up funding, and lines of credit.


Commercial Loans are used for a variety of business needs and operational purposes. Business loans in Oklahoma service the purpose of purchasing office or warehouse space, buying vehicles for commercial use, or financing equipment such as machinery, appliances, or technology. Business Lines of Credit can be used for a range of business needs such as purchasing inventory, managing equipment repairs and maintenance, or supplementing seasonal revenue fluctuations.

  • Competitive rates for the purchase, refinance, or construction of commercial properties
  • Available for owner-occupied or investment properties
  • Repayment terms customized to fit your business's unique needs
  • Lending professionals with working knowledge of the local real estate market
  • Competitive rates for new or used equipment
  • Customized terms, designed around your business's unique needs
  • Meet needs without cutting into working capital or savings
  • Stay ahead of the competition
  • Avoid lapsed periods in production and outdated equipment
  • Ongoing credit for a variety of business needs
  • Competitive rates for a wide range of long-term or seasonal business needs:
    • Seasonal fluctuations
    • Inventory
    • Capitalize on trade discounts
    • Working capital
    • Ongoing updates
    • And more
  • Provides greater financial flexibility
  • Repayment customized based on your business’s unique needs
  • Funds available right as you need them; apply once then use again as needed thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Only pay interest on the funds that are used1
  • Funds are easily accessible via check
  • Start or build your business with us
  • Repayment terms customized to fit your business's unique needs
  • Competitive rates for a wide range of business expenses:
    • Working Capital 
    • Equipment 
    • Business Acquisitions 
    • And more

Are you looking for an experienced lender to help finance your business's unique needs?

The Commercial Lending Team at First Liberty Bank offers competitive rates and customized commercial real estate loans designed around your business's specific goals. With First Liberty Bank, you’ll get attentive and friendly service from start to finish.

We provide lines of credit, equipment financing, and business acquisition loans with a variety of options so that you have the funds needed when taking on different projects or investments. We understand the importance of local decision-making and processing, so all decisions are made right here in our office by knowledgeable professionals who can assist with getting you the financing you need quickly and efficiently.

Contact Clarke Farmer in Oklahoma City or Lydell Williams in Norman to get started!

In Oklahoma City at 405-608-4500 or in Norman at 405-561-0300. Visit one of our branch locations in Oklahoma City, OK or Norman, OK, today!

Clarke Farmer

VP Commercial Loan Officer                                                                           

[email protected]

Office: 405.608.1922

Oklahoma City

Lydell Williams

AVP Commercial Loan Officer                                                                           

[email protected]

Office: 405.561.0321