Build a custom future home. 

 Lot loans are specialized financing programs designed for individuals who are looking to buy land without any current housing structure on it. Lot loans are perfect for anyone who is looking for a space to build their dream home, or those looking for land to develop for commercial use.

Program Advantages:

  • Financing available for residential lot purchases
  • Lot must be for future construction of owner occupied residence
  • Up to 10 acres
  • Unimproved land – up to 65% of lower of cost or appraised value
  • Improved land – up to 75% of lower of cost or appraised value
  • Available in Texas and Oklahoma

 

Certain restrictions apply on all programs. See your First Liberty Bank Loan Officer for complete program guidelines, loan application, applicable fees and annual percentage rates (APR’s) for all loan programs. Full underwritten approval is required and all loan approvals are subject to credit, income and asset review and approval.

Build a custom future home.

 Lot loans are specialized financing programs designed for individuals who are looking to buy land without any current housing structure on it. Lot loans are perfect for anyone who is looking for a space to build their dream home, or those looking for land to develop for commercial use.