Simplicity is key. Get only what you need to manage your money, free of charge.

Key Features

  • No Monthly Service Charge
  • 10 Free Checks
  • Digital Banking
  • Free checking with only the essentials
  • No monthly service charge
  • No minimum balance requirements
  • 10 free temporary checks; 50¢ each thereafter
  • Free digital banking services, including:
    • Free online banking & bill pay1
    • Free mobile banking with mobile deposit
    • Free E-Statements ($5 charge for paper statements)
  • Visa® debit card available on approval for $5 fee
    • Unlimited POS and FLB ATM transactions
    • 5 free non-FLB ATM transactions per statement cycle; $1.25 per ATM transaction thereafter
    • $5 replacement fee
  • $30 per paid overdraft item2
  • $30 per return overdraft item2
  • Liberty Link service available for $15 fee
  • $50 minimum deposit to open

1A non-usage fee of $5.95 a month will be applied to your account if you do not use the service for 3 consecutive months.

2Please Note: Paid Item Fees and Return Item Fees apply to items created by check, in person withdrawals and electronic means. Inadvertent overdrafts caused by ATM and one-time debit card transactions are excluded.