We pay you just for banking local — earn a little cash back with every debit card purchase on us.

Key Features

  • Cash Back
  • Refunds on ATM Withdrawal Fees*
  • No Monthly Service Charge
  • Free checking that pays you back
  • 6.00% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $200 in purchases monthly
  • Earn up to $200 cash back per year, $12 per month*
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)**
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service charge
  • Free digital banking services, including:
    • Online banking & bill pay
    • Mobile banking with mobile deposit
    • E-Statements
  • Free Visa® debit card
  • $50 minimum deposit to open

Earning Rewards is Simple

Just do a few simple things you're probably already doing. Enrollments must be in place, and all of the following transactions and activities must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • At least 1 ACH credit or ACH payment
  • Be enrolled in and agree to receive eStatements

And if you don't meet these qualifications, your account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Call a Universal Banker today!

Oklahoma City - 405.608.4500 | Norman - 405.561.0300

Kasasa Cash Back Qualification Information: Account transactions and activities may take one or more days to post and settle to the account, and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by First Liberty Bank as ATM transactions, and purchases made with debit cards not issued by First Liberty Bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means the current statement cycle. Contact a client services representative for specific Monthly Qualification Cycle dates.

Reward Information: *When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 6.00% cash back on up to a total of $200.00 on PIN-based/signature-based First Liberty Bank VISA® Debit Card purchases that post and settle to the account during that cycle period. A maximum of $12.00 cash back may be earned per Monthly Qualification Cycle.

**You will also receive reimbursements up to an aggregate total of $20 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $6.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to Kasasa Cash or Kasasa Cash Back, via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded.

When Kasasa Cash Back qualifications are not met, no cash back payments are made, and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the first processing business day of the following statement cycle. Rates, rewards and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn to receive the account’s rewards. Rewards less than a penny cannot be distributed.

Additional Information: Account approval, conditions, qualifications, limits, time frames, enrollments, log-ons and other requirements apply. A $50 minimum deposit is required to open the account. Ongoing enrollment in online banking, receipt of eStatements and 12 POS (Point of Sale) transactions are conditions of this account. One (1) Kasasa Cash Back account per Social Security Number. There are no recurring monthly maintenance charges or fees to open. Contact a First Liberty Bank customer service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A. VISA® is a registered trademark of VISA.