Connect your Max Cash or Max Cash Back checking accounts and build your balance automatically. It's saving at its simplest.

Key Features

  • Automatic Savings
  • Earn Interest
  • No Monthly Service Charge

WHAT IS A FREE MAX SAVER ACCOUNT?

Our Free Max Saver account is an interest-earning savings account that offers a wide range of benefits, including competitive interest rates, no monthly service charges, and rewards. This account links to your Max Cash Checking or MaxCash Back Checking account and features automatic transfers to make saving more money easy.

  • Free account that builds your savings effortlessly
  • Links to free Max Cash™ or Max Cash Back™ checking
  • Automatic transfers of Max Cash or Max Cash Back earnings
  • 2.00% APY* on balances up to $100,000
  • 0.50% on balances over $100,000, resulting in a range of 1.25% to 2.00% APY
  • 0.05% APY* if qualifications are not met in Max Cash or Max Cash Back
  • No minimum balance to earn rewards
  • No monthly service charge
  • Free digital banking services, including:
    • Online banking & bill pay
    • Mobile banking with mobile deposit
    • E-Statements
  • $50 minimum deposit to open

EARNING REWARDS IS SIMPLE

Qualifying for your Max Cash or Max Cash Back rewards automatically qualifies you for the highest Max Saver rate. Enrollments must be in place, and all of the following transactions and activities must post and settle to your Max Cash or Max Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • At least 1 ACH credit or ACH payment
  • Be enrolled in and agree to receive eStatements

If you don't meet these qualifications, your account is still free. Plus, you'll still earn our base interest rate. You can return to earning your full rewards the very next cycle that you qualify.

READY TO START SAVING MORE WITH A FREE MAX SAVER ACCOUNT?

Contact us at First Liberty Bank by phone, email, or a branch visit to open your new Free Max Saver account. Interested in other Max products? Check out our Free Max Cash Checking account and Free Max Cash Back Checking account. Compare our full offering of Savings accounts in Oklahoma here!

Contact First Liberty Bank to get started!

Call a Universal Banker today in Oklahoma City at 405-608-4500 or in Norman at 405-561-0300. Visit one of our branch locations in Oklahoma City, OK or Norman, OK, today!

MAX SAVER with Cash Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means the current statement cycle. See myfirstliberty.com or call one of our branch service representatives for specific Monthly Qualification Cycle dates.

Reward Information: When your linked Max Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $100,000 in your Max Saver account earn an APY of 2% and average daily balances over $100,000 earn an interest rate of 0.50% on the portion of the average daily balance over $100,000, resulting in a range from 0.50% to 2% APY depending on the account's average daily balance. When your linked Max Cash account qualifications are not met, the entire average daily balance in the Max Saver account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05% APY. Interest will be credited to your Max Saver account on the first processing/business day of the following statement cycle.

*APY = Annual Percentage Yield. APYs are accurate as of 6/1/2025. Rates, rewards, and bonuses, if any, are variable and may change after the account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. A Max Cash account is required to have a Max Saver account. A linked Max Saver account is required for automatic savings. One (1) Max Cash account per household. One (1) Max Saver account per household. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC.

 

MAX SAVER with Cash Back Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means the current statement cycle. Contact one of our branch service representatives for specific Monthly Qualification Cycle dates.

Reward Information: When your linked Max Cash Back account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $100,000 in your Max Saver account earn an APY of 2% and average daily balances over $100,000 earn an interest rate of 0.50% on the portion of the average daily balance over $100,000, resulting in a range from 0.50% to 2% APY depending on the account's average daily balance. When your Max Cash Back account qualifications are not met, the entire average daily balance in the Max Saver account earns 0.05% APY. Interest will be credited to your Max Saver account on the first processing/business day of the following statement cycle.

*APY = Annual Percentage Yield. APYs are accurate as of 6/1/2025. Rates, rewards, and bonuses, if any, are variable and may change after the account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. One (1) Max Cash Back account per Social Security Number. One (1) Max Saver account per household. There are no recurring monthly maintenance charges or fees to open or close this account. A Max Cash Back account is required to have a Max Saver account. A linked Max Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC.