2.00% APY*

Big returns from your local bank.

Automatic savings. No monthly service charge.

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Why Choose Max Saver?

A smarter way to save with automatic transfers, competitive rates, and no monthly service charges.

Earn More

Earn up to 2.00% APY* on qualifying balances.

Save Automatically

Automatic transfers help build your savings over time.

No Monthly Fees

Keep more of what you earn.

Digital Banking Included

Access your accounts anytime from desktop or mobile.

Saving Made Simple

Three simple steps to grow your savings.

1

Open Max Checking

Open a Max Cash Checking or Max Cash Back Checking account.

2

Open Max Saver

Link your savings account to eligible Max Checking.

3

Watch It Grow

Earn rewards and grow your balance automatically.

Earn The Highest Max Saver Rate

Qualifying is simple.

  • Make at least 12 debit card purchases
  • Receive at least one ACH credit or ACH payment
  • Enroll in eStatements

The Savings Account That Does More

Higher Earning Potential

Put your money to work while keeping access to your savings.

Automatic Growth

Build savings consistently through automatic transfers.

No Monthly Service Charge

Keep more of your money working for you.

Local Banking Experience

Support from local bankers who know your community.

Local Service. Real People.

At First Liberty Bank, you're more than an account number. Our local bankers are here to help you save, plan, and reach your financial goals.

Frequently Asked Questions

What is a Max Saver Account?

A free interest-bearing savings account connected to Max Checking.

Is there a monthly service charge?

No monthly service charge.

Do I need a checking account?

Yes. A Max Cash Checking or Max Cash Back Checking account is required.

How do I get started?

Complete the form above or visit a First Liberty Bank location.

 

Max Saver Account

Start Saving More Today

Earn up to 2.00% APY* while growing your savings automatically.

 

 

Max Saver Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means the current statement cycle. See myfirstliberty.com or call an FLB Associate for specific Monthly Qualification Cycle dates.

Reward and Rate Information: This is a variable rate account. The interest rate and annual percentage yield may change. The interest rate is determined at our discretion, and we may change the interest rate on your account at any time, without any limitations, and without notice to you.

When your linked Max Checking account qualifications are met during a Monthly Qualification Cycle, daily balances below $100,000.00 in your linked Max Saver account earn an interest rate of 1.98% resulting in an APY** of 2.00%; and daily balances of $100,000.00 and above earn an interest rate of 0.50% on the portion of the daily balance over $99,999.99, resulting in a range from 2.00% to 1.25% APY** depending on the account's average daily balance. When your linked Max checking account qualifications are not met, the entire daily balance in the Max Saver account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05% APY**. Interest will be credited to your Max Saver account on the first processing/business day of the following statement cycle. APY* = Annual Percentage Yield. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Online banking service MyBanker™ included. MyE-Docs™ electronic statements included. An overdraft fee applies to overdrafts created by check, in person withdrawals and electronic means. Inadvertent overdrafts caused by ATM and one time debit card transactions are excluded.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account.  A Max Cash Back or a Max Cash account is required to have a Max Saver account. A linked Max Saver account is required for automatic savings. One (1) Max Cash account per household. One (1) Max checking account per household. One (1) Max Cash Back per social security number. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact an FLB Associate for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC.