Put your higher balances to work with this convenient service that does the work for you.

Enjoy peace of mind with full FDIC protection on your high-dollar deposits.  Intrafism Insured Cash Sweeps (ICS®) distributes your funds over $250,000 into money market accounts across different financial institutions.*

  • Enjoy increased access to funds and earn higher returns than other savings options
  • Increase your convenience by managing all of your funds internally at First Liberty Bank:
    • One interest rate
    • One regular statement
    • One year-end tax form
  • Provides less administrative burden than other collateralized deposits
  • Consider two convenient options:
    • Insured Cash Sweep Savings (ICSS) - Includes six program withdrawals per month and deposits the funds into money market deposit accounts
    • Insured Cash Sweep Demands (ICSD) - Includes unlimited program withdrawals and deposits the funds into demand deposit accounts
  • Access full FDIC coverage and greater security on amounts up to $50 million

*Service is subject to bank approval

Deposits are sent to demand deposit accounts with the demand option and to money market deposit accounts with the savings option. The standard FDIC insurance maximum is $250,000 per insured capacity, per bank.