YOUNG SAVER ACCOUNT

• No minimum deposit to open account
• No monthly service charge
• Must be 17 years old or younger
• Interest will compound quarterly and will be credited quarterly on all balances
• 6 withdrawal transaction limit per quarter ($2.00 per item fee thereafter)
• An overdraft fee applies to overdrafts created by check, in person withdrawals and electronic means. Inadvertent overdrafts caused by ATM and one time debit card transactions are excluded.
• Free online FLB MyBanker®
• Quarterly statement unless Electronic transfer occurs on account, then monthly