FIRST LIBERTY COMMERCIAL SAVINGS ACCOUNT

Interest is compounded and paid monthly based on collected balances. Rates are subject to change daily.

Quarterly service charge: No charge with a minimum average collected balance of $50.00 for the quarterly period. $10.00 quarterly service charge if balance falls below minimum requirement.

Minimum balance to open account: $50.00

Quarterly transaction charges:
Withdrawals: > 6 - $5.00 each
Deposit items: >15 - $0.25